Terms of Use

1. Acceptance of Terms

By accessing the website QualValor, you agree to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Financial Disclaimer

• No information generated on this site constitutes investment recommendation, financial, tax, or legal advice.
• The formulas used reflect theoretical mathematical standards. Actual values charged by financial institutions (banks, brokers, dealerships) may diverge significantly due to hidden administrative fees, daily interest rate variations, credit scores, and regional taxes.
• QualValor and its creators are not responsible for any losses, damages, or financial decisions made based on the information and results provided by our calculators. Always consult a certified professional before making actual financial decisions.

3. Accuracy of Materials and Calculations

The materials and results appearing on QualValor's website could include technical, typographical, or mathematical errors. QualValor does not warrant that any of the materials on its website are accurate, complete, or current, although we make continuous efforts to keep the algorithms updated. QualValor may make changes to the materials and formulas contained on its website at any time without notice.

4. Intellectual Property

The design, source code, logo, and structural content of the QualValor website are protected by applicable copyright and trademark laws. Copying, reverse engineering, or reproducing our tools on other domains without prior written authorization is strictly prohibited.

5. Modifications to the Terms

QualValor may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.